Consumer Loans

 

Unsecured Consumer Loans

Meeting different financing consumer needs with:

  • Competitive interest rates
  • Funding up to 700,000 Lekë
  • Repayment term up to 60 months
  • No collateral needed
  • Co-borrower / guarantor is required

 

Overdraft 

The salary advance offered directly to your payroll account, with up to 3 (three) monthly net wages limit, with the following benefits:

  • No maintenance fee
  • No disbursement fee
  • Competitive interest rates that apply only to the limit used part
  • Cash withdrawal at ATMs 24 hours in 7 days, up to the approved limit

 

VISA CLASSIC Credit Card

That can be used as per your needs and requirements in country and abroad, at any time, and pay later only a part of dues:

  • Credit Card limit up to 3,000 EUR
  • Free of charge purchases in Point of Sales (POS) and online in country or abroad 
  • Minimum monthly Payment very favorable – only 7% of the card outstanding balance
  • Maximized security with a free text message and/or email notification for every transaction
  • Free online access to your Monthly Statement and transactions through “winbank for Cards”
  • Up to 2 Add On cards with zero annual fee
  • Up to 30% of credit limit for monthly cash withdrawals from any ATM
  • Chip & PIN technology for enhanced security
  • Competitive interests and commissions
  • Option to pay for your purchases in installments through “My Way” service

 

For more information, contact our branches or call for free at InfoBank:

0800 68 68 or from your mobile phone No. 04 2277 700.